May 31, 2007

~mungkin lebih biru...langit mu di sempadan sebelah situ~

Cost of living in Malaysia....Too high?

Oleh Dr Zain Azrai, London


The argument in this thread from day one is the cost of living in each
country (especially UK and Europe) based on what you earn in the
respective country and whether the standards are higher than in
Malaysia.

I tried to point out that many Malaysians always convert and that is why they
say the UK is expensive. In fact, the cost
of living is much cheaper than in
Malaysia.


In actual fact, Malaysians are being conned because for such a rich and resource rich
country, the pay in Malaysia is way too low compared to the cost of
living and inflation.

One good example is Singapore.

Singaporeans (average) earns around S$3000 to S$4000 and nearly everything is half
the price of Malaysia, e.g. clothes, computer parts, electronics, etc.
But the average Malaysian still earns RM$2000 plus and goods are double
the price of Singapore.

This is the same as the UK. If you earn around 2000 pounds, you can liken this to the person earning RM$2000 in
Malaysia. I give you some examples below. Maybe you can understand.

1) Good terrace house

It is more or less the same. If you want a house in KL, it would most
probably be in Puchong and not Damansara Heights. So your house would
be RM$200,000. In UK (London!), you can get a decent new house in Zone
6 (still within the tube) for 200,000 pounds.

If non London, you can get a nice house also for less than 200,000 pounds
outside London
(Manchester = <100,> house in Seremban, Kajang etc. You can buy a nice house for R
M200, 000
below. So buying a house is the same for the local and the Malaysian.

Renting a place is the same too or maybe cheaper than in Malaysia (I am not
sure of this). A 2-bedroom flat in London is about 750 pounds (Zone 2).
500 pounds outside Zone 6 but still able to commute to London. A
2-bedroom house in Nottingham is 450 to 500 pounds. A 3-bedroom house
in Belfast and Manchester is about 300-350 pounds.

2) A car

A good Wira is RM$55,000. Most Malaysians have to take 7-year loans and
be in debt all the time. If you are earning RM$2000 a month, you take
nearly 3 years saving the RM$2000 with not eating at all just to buy a
Wira.

In UK, the average local earns about 2000 pounds. He saves
3 months, he can buy outright a good Ford Fiesta or a Vauxhall Corsa
without being in debt.

If buying a second hand car, even better.
A 1990 Mercedes 190E cost 500 pounds. My 1996 Mercedes E220 cost 2000
pounds. My friend just gave me his 1989 Honda Accord (Auto) for free
because he said he could only get 30 pounds for it.

I used it for a few months and decided to give it of for free too.
That alone speaks for itself.


Even if you are kuli or an office boy, you still can drive a Mercedes or a BM.
Yes, kuli's and office boy's get paid quite well.


Average temp/office boy in London can earn about 7 to 10 pounds and hour.
Overtime is 1.5 times or double. A brick-layer can earn 20 pounds an
hour.

The same Indon who lays bricks in Malaysia earns RM$50 for the whole day.

Before I became a doctor, I used to be an office boy and I earned near 300
pounds a week working about 70 hours a week. My makan was 30 pounds a
week. My rent was 70 pounds a week for a room but I still drove a BMW
back then. I bought the 10-year old BMW 3 Series car for 200 pounds.

Amazing how an office boy can drive a safe and luxurious car.

3) Petrol

For a UK person earning 2000 pounds, 80 pence (now: 92 pence) a
litre/gallon is cheaper than RM$1.52 (now: RM$1.92!) paid in Malaysia.
If you don't convert, it is like paying 80 sen a litre in Malaysia

4) Shopping

20 pounds (which is 1% of 2000 pounds) can buy you 1 week's worth of
groceries in Tesco. RM$100 (which is 10% of RM$2000) can also buy you 1
week's worth of groceries in Giant or Carrefour.

5) Utility Bills (This is what I pay in UK)

Virtually non-stop heating the whole day only 20 pounds a month (Only 1% of the 2000 pounds earned).
Electricity, I use my electricity maximum only 20 pounds a month.(Only 1% of the 2000 pounds earned)
My water bill also comes to about 20 pounds a month (Only 1% of the 2000 pounds earned)
My internet - I get 2Mbps for about 25 pounds (Bulldog DSL) (Also slightly above 1% of the 2000 pounds earned)
Astro Equivalent (NTL cable or Sky) - 30 pounds per month (Also slightly above 1% of the 2000 pounds earned)

In Malaysia, this is what I used to pay:

Tenaga Bill comes to RM$200 to RM300 a month with 3 air-cons. This is more than 10% of the RM$2000 earned)
Water (Puas) comes to RM$40 (This is about 2% of the RM$2000 earned)
Astro RM$100 (if you take Chinese package) (This is about 5% of the RM$2000 you earn)
Internet Streamyx 512K RM 88 per month (This is about 5% of RM2000 you earn)

6) Books

A good book is about 10 to 15 pounds in the UK. This is less than 1% of
the 2000 pounds you earn. In Malaysia, you have to spend RM$75 to
RM$100 for a decent book in MPH or Kinokuniya in KLCC. This is about 5%
of the RM$2000 ringgit you earn.

7) Education

I think it is about RM$20,000 per year to do a degree in Sunway Monash and
about
RM$12,000 per year to send your kid to UM, UKM, USM etc. I am not sure
about this.

But in UK, it is only 3000 pounds a year to send your kid to a great university.
That also, the white man still makes a
lot of noise because the grants were
taken away. Previously, it was
virtually free for the English man to send his kid
to university but
now, since the grant was taken away, he has to spend 3000 pounds
per
year to send his kid to university and less money to get drunk in the pub.

Well, if you are earning RM$2000 ringgit, sending your kid
to UM to study is quite difficult. If you are earning 2000 pounds per
month, you can easily send you kid to university in the UK.

Even worse for the poor non bumi's not given a place in local university.

Even if they can afford, they won't get a place because of the quota system.
Unfortunately, the Chinaman and the Indian who gets 5A's in STPM have
to be sacrificed and not given a place to let the Malay fellow with
2E's and 3 Fail's to enter the Medical Faculty or Law Faculty.

So the non-bumi's have to save RM100,000 per year to send their kid to the
UK. In the UK, at least the white man still can go into university
based on results and merit and only pay 3000 pounds per year.

8) Luxuries

Panasonic Plasma TV in Malaysia about RM20,000. If you are earning RM$2000 a
month, memang mahal! You have to save 2 years your monthly salary to
buy it. In UK, the same Panasonic (ironically, Panasonic plasma is made
in Japan and Japan is close to Malaysia, so the plasma should be
cheaper in Malaysia) is only 200 pounds. And this is only 10% of the
2000pounds earned.

9) Health

NHS is free. Though the service is slow, quality is still there. You still can get a
top
quality by-pass for free although you may have to wait many months.

In Malaysia, IJN charges RM$30,000. SJMC charges RM$50,000.
GH is free but as many people know, GH and UH have clown doctors.


10) Assessments to local councils

I may pay high council tax but at least my council assures my streets are
clean and safe, got no holes (pot holes) on my roads, and they jump and
attend to me whenever I call them.

When I stayed in Malaysia, I paid my assessment and quite rent but MPSJ I lived in Subang) told me
to "podah" whenever I asked them to come and fill up the pot holes, cut
the long lalang, put street lighting etc The councils, especially MPPJ
and MPSJ, were more interested in eating nasi lemak and going for 10
teh tariks in a day during office hours and hardly did anything for their residents.

11) Income Tax

My national insurance and income tax also is not wasted. When I was
unemployed in 1997, the
government, i.e. social security, paid for my 2-bedroom
flat for one
whole year and I was given about 100 pounds per week for me and
my wife
to live on. I am happy to know that one day if I lose my job, I can
still claim social security and get my apartment paid and food to eat
again for free. It is a good security to know.

The list goes on.
Here alone you can see, the sterling you earn goes a long way in the
UK. So your quality of life is far better in the UK than a Malaysian in
Malaysia. It is just that Malaysians are just too content with what
they have. But you compare apple for apple.

The British just love to complain. They have it made but still they love
to complain.
Nothing is good enough for the British. The government gives the
citizens so much but they still seem to want more and more.

-------

I found this article from a website and I couldn't help myself to copy it
here. I think I had this discussion a few times with mala and a few other
friends, and I have to admit that he's got his points.

But to say that GH and UH doctors are clowns??? I do hope he's not a
medical doctor. Such ignorance!! A disgrace for a supposedly 'educated'
person.


Lagi satu orang yang rasa dia macam bagus sangat --> refer Mala's entry.

Hujan emas di negeri orang, eh??
what do you think??

How do we know that the sky is not green and we are all colour-blind? ~Author Unknown

Finished shadowing today. Haha, we were thinking of coming back after the ward round, but then we managed to get our form signed before the round, so went straight back. Giler pemalas!! I dunno how am I going to keep myself motivated enough to go to work nanti. At least bila kerja nanti dapat duit, so that shud be a motivation, no? besides gaji gomen dah naik, jadi patut seronok. heheh.

Last night went to Fi's birthday celebration at Spicemania. Feels like its ages since I last saw the girls. We were the last customers leaving the restaurant. The rest wanted to go clubbing, so me and Fats walked back home together. She just rang me saying that she got a bouquet of roses from Den for their anniversary. So sweet!! (except that he sent it to the ward, and she got it right after the ward round with all the consultant, reg and the rest of the team around - jadi adalah malu..hahah) Oh I do hope it'll work out for both of them, they're so sweet together :).

Went to Birm and Cheshire Oak last weekend, when I managed to get myself 3 pairs of jeans, a few tops, a watch and some play stuff for kasyah. Also, just booked my train ticket to go up north, and I still owe Fiona 50 quid for our trip to Cardiff on the 9th of June. I'm definitely broke. Thank God I still haven't bank-in the cheque I got for my travel expenses. Aiyooo!! Fats is trying to convince me to go on holiday with her. If only I have the money!! Hopefully I will pass the exams, then I can claim my elaun tamat pengajian from JPA.

I am currently reading Kane and Abel, as recommended by Mala. Bought it for 50p from one of the 2nd hand bookshop. Bargain!! Very intriguing.

May 25, 2007

~we accept owners of any race, religion, or sexual orientation~ Supernatural; Bugs




Drool factor #1 and 2. Mereka adalah sangat adorable together.. boleh jatuh chenta.. Memula macam malas nak layan sebab: 1. dia cerita hantu, and 2. p2p dah diband di website Uni, adalah susah untuk mencari resources mendownload series. Tapi memandangkan all my usual series dah come to an end for the season (namely Gilmore, Grey's and Heroes, oh not to mention AF) so kenalah cari substitute. I watched a few of the episodes before, but for some reason, IE didn't allow me to watch it. Tapi sekarang, thanks to Mozilla, I can watch (although kena tunggu buffer yang agak lambat - but hey, no pain, no gain, aite??)

I think, the best episode so far adalah Hell's House from Season 1, when they keep pulling prank on each other. Sangat comel okey. Also I like the way Dean act all macho and pretend not to care when he actually loves Sam so much, and Sam yang opposite hey-you-have-a-problem-why-don't-we-talk-about-it. kawaiiiiii!! Selain itu boleh cuci mata tengok jejaka-jejaka kacak dan busuk *drool*.

May 22, 2007

conversation di msn semalam:

Nisa: kande, ko ada dapat email dari international student office tak?
Aku: uh? takde, nape?
Nisa: Sat aku paste kat sini

Dear all,

Siti Ibrahim is a student from Malaysia who will be coming to study in Leeds in September. Siti would like to contact other Malaysians who are already here in Leeds to ask some questions.

If you would like to contact Siti please do so at: babyibrahim@xxxxxxxx.com

Kind regards,

Aku kena baca email nih 2 kali sebelum aku register apa yang tertulis kat situ. English and their first-name basis. Sheesshhhhh konpius sekejap. Bleh tau aku terpikir, kenapa plak international office baru nak hanta email ni sekarang, kan ke aku dah nak abis belaja dah ni.. dah sampai part babyibrahim tu baru aku sedar yang ini bukan lah aku..huhuhuhuhu

Jadi aku pun pastekan benda ini kat Farid:

Aku : Farid, Nisa dpt email ni dari International Office
Dear all,

Siti Ibrahim is a student from Malaysia who will be coming to study in Leeds in September. Siti would like to contact other Malaysians who are already here in Leeds to ask some questions.

If you would like to contact Siti please do so at: babyibr*him@xxxxxxxx.com

Kind regards,

Farid: (sambil gelak dengan beria nya) babyibrahim? Hilang kemachoan ko Ieja...

huhuhuhuhuhu
Ye..gelak lah korang.. susah laa omputih ni, kan dah bape banyak Siti Ibrahim daaaa.. tskkkkkkkkkk



May 21, 2007

Monday blues..

Rasa sungguh tak keruan, tapi tak tahu kenapa..
Mungkin sebab hari ini hari Isnin maka jadi tidak bersemangat
Perasaan selepas finals sungguh bercampur-baur
Walaupun dah hampir 4 minggu berlalu,
sesungguhnya I'm not properly over it, I think
Membantu Nisa belajar untuk exam juga membuatkan diri rasa seperti masih tidak pandai dan masih belum bersedia untuk bekerja
Namun, mengulang juga bukanlah pilihan kerana untuk melalui beberapa bulan lagi di sini adalah satu torture
Semoga Dia menunjukkan apa yang terbaik untukku..aminnn

Shadowing tidak begitu membantu
kerana aku membuat posting surgery jadi harus bangkit awal setiap hari
juga aku rasa seperti tidak bermakna kerana:
1] aku masih belum tahu keputusan peperiksaan
2] w/pun aku tahu keputusan itu, tapi aku tidak akan bekerja di sini, jadi rasa seperti tiadalah maknanya, tapi harus buat dan lulus jika mahu graduasi
Mujur ia cuma tiga minggu, jadi sekarang aku asyik menghitung hari untuk menghabiskannya

uhhh.. tiba-tiba rasa stress..
i miss......

1. her

2. her

3. and them

4. plus them


5. especially her
6. and also her


7. but most of all..

I HEART YOU ALL!!

May 10, 2007

cekelat chip cookies

Dah lama tak update. I thought that since I don't have much to do now I'll be updating more frequently. Tapi tidak juga. I guess, this is where I vent out my anger/stress/whatever, now that I'm peaceful and content, takde lah nak merepek tak tentu pasal..heheh.

Anyways, these are what I've been up to these past 2 weeks;
  • Chocolate chip cookies yang enak. Resepi amik kat myresipi.com
  • cross-stitching yang tak siap-siap.. lama btul!! rabun biji mata I.
  • visit ke rumah Yat yang ada perut :p
  • and esok day out in liverpool with Fiona and Sharms.
  • Oh not to mention the books, series and Games that I've been playing plus the excess sleep that I'm getting.
Happy days.. but next week will start my shadowing for 3 weeks. Hope it's not going to be busy. Hmmm..

April 29, 2007

post-exam blues..

hmm..

it's 4 days post-exams,
it's strange not having to do any work
it's weird not having deadlines for anything
I know, I'm not hardworking
I played around, I chilled a lot
but I always have this thing at the back of my head
that thing called 'Conscience' to catch up with work

But it's a good feeling
I felt like I wanna jump, scream, or just go crazy
after that last day of OSCE
I can't stop smiling all the way back home
not because I did well
each day I kept finding those mistakes that I did
or those things that I shouldn't or should've done
but I'm just so relieved
that it's over..
at least for the time being
and nothing that I can do to change it
except for praying
that I did enough, insyaAllah

I can't believe how tired I was
my body ached everywhere
it's like I aged 50 years in like half-an hour..
Penat ok!!


"Maka (tetapkanlah kepercayaanmu), tiap-tiap kesusahan ada kemudahan,
(Sekali lagi di tegaskan) tiap-tiap kesukaran itu ada kemudahan,
Dan apabila angkau selasai menyudahkan sesuatu amalan soleh, maka bersegeralah mengerjakan yang lain,
Dan kepada Tuhanmu, berserahlah.."

Al-Insyirah 5-8


Dan kepada Tuhanmu, berserahlah.....Aminnnn